Loan Rates

Loan Rates

Take advantage of CCU's competitive rates to help you meet all of your financial goals.

Loan Request Center 

Personal Loan Rates 

Miscellaneous Collateral Loan Rates 

Share Secured Loan Rates 

Student Advantage Loan Rates 

Visa® Credit Card Rates 


Personal Loan Rates

Personal (Signature) Loans

Term APR* as low as
up to 12 months 5.99%
24 months 6.99%
36 months 7.99%
60 months 8.99%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 


Personal Line of Credit Rates

Term APR* as low as
Revolving Line of Credit 7.99%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 

Go to the top 

Miscellaneous Collateral Loan Rates

Term APR* as low as
up to 36 months 5.74%
48 months 5.99%
60 months 6.49%
72 months** 6.99%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over. 

Go to the top 

Share Secured Loan Rates

Term APR*
up to 60 months 2.99%
120 months 4.49%

*APR means Annual Percentage Rate. 

Go to the top 

Student Advantage Loan Rates

Prime Plus 1.50% Currently 6.50% APR*

*APR means Annual Percentage Rate. Student Advantage Loan Rates are tied to the Prime Rate effective August 1st and are adjusted annually on September 15th. Maximum APR of 12.50%, minimum APR of 6.50%. 

Go to the top 

Visa® Credit Card Rates

Type APR*
Platinum 8.99% - 12.99% 
Classic 9.99% - 16.99% 
Balance Transfer 2.99%**for the first year.
After the first year, your APR will adjust to 8.99% - 16.99% based on your creditworthiness.

*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history. **This offer is only available to advances made to pay obligations incurred with another lender and will be charged a 2.99% APR until the last day of your first billing period after one year from the first advance. After that date, the 2.99% APR will expire and the APR for all outstanding balances will be the APR you are charged for purchases on such date. All payments will be applied to balances with the highest APRs first. Your APR for all other advances will remain the same. Cannot be combined with any other offer. New money only. Not applicable to Business Visas. Approval subject to credit qualifications and lending guidelines. 

Please refer to the Credit Card Disclosures for additional important information. 

Go to the top 

Auto/Truck Loan Rates 

Boat/Camper/Motor Home Loan Rates 

Motorcycle Loan Rates 

Auto/Truck Loan Rates

Model Year Term APR* as low as
2008 & newer up to 36 months 2.24%
  48 months 2.49%
  66 months 2.74%
  72 months** 3.49%
2002 - 2007 up to 36 months 2.99%
  48 months 3.24%
  66 months 3.49%
2001 & older up to 36 months 4.99%
  48 months 5.24%
  60 months 5.49%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72 months only available for loans $15,000 and over and 2009 or newer model years. 

Go to the top 

Boat/Camper/Motor Home Loan Rates

Model Year Term APR* as low as
2006 & newer up to 36 months 3.49%
  48 months 3.49%
  66 months 4.24%
  84 months 4.99%
  96 months
(minimum loan $25,000)
4.99%
  120 months
(minimum loan $35,000)
5.49%
  180 months
(minimum loan $45,000)
5.99%
2005 & older up to 36 months 4.99%
  60 months 5.74%
  96 months
(minimum loan $25,000)
6.49%
  120 months
(minimum loan $35,000)
6.99%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 

Go to the top 

Motorcycle Loan Rates

Model Year Term APR* as low as
2008 & newer up to 36 months 2.74%
  48 months 2.99%
  66 months 3.24%
  72 months** 3.99%
2002 - 2007 up to 36 months 3.49%
  48 months 3.74%
  60 months 3.99%
2001 & older up to 36 months 5.49%
  48 months 5.74%
  60 months 5.99%

*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 67-72 months only available for loans $15,000 and over and 2009 or newer model years. 

Go to the top