| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 6.49% |
| 48 months | 6.49% | |
| 60 months | 6.74% | |
| 75 months | 6.99% | |
| 84 months 1 | 7.49% | |
| 2017 - 2020 | up to 36 months | 6.99% |
| 48 months | 6.99% | |
| 60 months | 7.24% | |
| 75 months | 7.49% | |
| 84 months 2 | 7.99% | |
| 2013 - 2016 | up to 36 months | 8.49% |
| 48 months | 8.49% | |
| 60 months | 8.74% | |
| 75 months 3 | 8.99% | |
| 2012 & older | up to 36 months | 9.74% |
| 48 months | 9.74% | |
| 60 months | 10.24% |
*APR means Annual Percentage Rate. For any loan where the mileage is OVER 100,000 miles, .25% will be added to the APR. The term and rate offered to you will be determined by your credit history. \n1Term 76-84 months only available for loans $25,000 and over. \n2Term 76-84 months only available for loans $25,000 and over. 3Term 61-75 months only available for 2015 and 2016 model years only.
\r\n","QuickLink":"/rates/auto/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/rv.png?n=4952","IconAlt":"","Rate":"7.74%","TitleForHome":"Recreational ","TitleForRates":"Boat/Camper/Motor Home Loan Rates*","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR** as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.74% |
| 37-60 months | 7.74% | |
| 61-84 months | 8.49% | |
| 85-120 months1 | 8.74% | |
| 121-180 months2 | 9.49% | |
| 2017-2020 | up to 36 months | 8.24% |
| 37-60 months | 8.24% | |
| 61-84 months | 8.99% | |
| 85-120 months1 | 9.24% | |
| 121-180 months2 | 9.99% | |
| 2016 & older | up to 36 months | 9.24% |
| 37-60 months | 9.24% | |
| 61-84 months | 9.99% | |
| 85-120 months1 | 10.99% |
*For recreational purposes only. **APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 1Term 85-120 months only available for loans $25,000 and over.2Term 121-180 months only available for loans $30,000 and over.
\r\n","QuickLink":"/rates/recreational/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"8.99%","TitleForHome":"Misc. Collateral","TitleForRates":"Miscellaneous Collateral Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"(ATV, Jet Ski and Snowmobile)
\r\n| Term | APR* as low as |
|---|---|
| up to 36 months | 8.99% |
| 48 months | 8.99% |
| 60 months | 9.49% |
| 72 months** | 9.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over.
\r\n","QuickLink":"/rates/misc-collateral/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/motorcycle.png?n=1965","IconAlt":"","Rate":"7.24%","TitleForHome":"Motorcycles","TitleForRates":"Motorcycle Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.24% |
| 48 months | 7.24% | |
| 60 months | 7.49% | |
| 72 months | 7.74% | |
| 2017 - 2020 | up to 36 months | 7.49% |
| 48 months | 7.49% | |
| 60 months | 7.74% | |
| 2016 & older | up to 36 months | 10.74% |
| 48 months | 10.74% | |
| 60 months | 10.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/motorcycles/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967308^^4294967400^^4294967402^^4294967401^"},{"Title":"Personal Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/personal.png","IconAlt":"","Rate":"8.74%","TitleForHome":"Personal","TitleForRates":"Personal (Signature) Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 24 months | 8.74% |
| 25-36 months | 9.74% |
| 37-60 months | 10.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"12.24%","TitleForHome":"Personal LOC","TitleForRates":"Personal Line of Credit Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| Revolving Line of Credit | 12.24% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal-loc/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"3.74%","TitleForHome":"Share Secured","TitleForRates":"Share Secured Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* |
|---|---|
| up to 60 months | 3.74% |
| 120 months | 5.24% |
*APR means Annual Percentage Rate.
\r\n","QuickLink":"/rates/share-secured/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967313^^4294967403^^4294967404^"},{"Title":"Home Equity Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"","Rate":"5.39%","TitleForHome":"Home Equity","TitleForRates":"Fixed Rate Home Equity Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 60 months | 5.39% |
| 120 months | 5.89% |
| 180 months | 6.25% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history, lien position and loan to value. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity/","RatesEffectiveDate":""},{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"7.75%","TitleForHome":"Home Equity LOC","TitleForRates":"Equity Advantage Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Current APR* as low as 7.75% |
|---|
The APR on your loan could adjust between 4% and 18% |
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity-loc/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967309^^4294967310^"},{"Title":"Home Improvement Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"8.74%","TitleForHome":"Home Improvement","TitleForRates":"Unsecured Home Improvement Loan","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| 36 months | 8.74% |
| 60 months | 9.74% |
| 84 months | 10.74% |
| 120 months | 11.74% |
| 180 months | 12.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/Rates.aspx?id=4294967958","RatesEffectiveDate":""}],"RateContentIDList":"^4294967958^"},{"Title":"Mortgage Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/mortgages.png","IconAlt":"","Rate":"Rates","TitleForHome":"Mortgages","TitleForRates":"Mortgage Rates","ApplyLinkHref":"https://corningcu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow","ApplyLinkText":"Request \n a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/home-calculators/mortgage-payment/","Link2Text":"Mortgage Loan Calculator","Link2Target":null,"Description":"\r\n\r\n\r\n
\r\n
Discount points are also available on mortgage loans. We offer either 1 point or 2 points that can be purchased. Please call us at 800-677-8506 for details.
Financing is offered in FL, MD, NY, NC, PA, and SC1
*\n APR means Annual Percentage Rate.
\r\n1South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or \n email to schedule an appointment by phone to apply.
\r\n2Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or \n email us today.
\r\n\r\n
\r\n","QuickLink":"/rates/mortgage/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967312^"},{"Title":"Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Credit Card","TitleForRates":"Credit Card Rates","ApplyLinkHref":"https://app.loanspq.com/cc/CreditCard.aspx?lenderref=corningcu051716","ApplyLinkText":"Apply for a Credit Card Now","ApplyLinkTarget":null,"Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"
| Card Type | Annual Percentage Rate (APR) for Purchases |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards + | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Balance Transfers |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards+ | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Cash Advances |
|---|---|
Visa Traditional | 17.99% |
Visa Platinum Rewards | 17.99% |
Visa Signature Rewards+ | 17.99% |
The information about the costs of the card described in this application is accurate as of: April 1, 2023.
This information may have changed after that date. To find out what may have changed, contact the Credit Union at 800-677-8506.
\r\n
**The rate offered to you will be determined by your credit history. Approval subject to credit qualifications and lending guidelines.
\r\nPlease refer to the \n Credit Card Disclosures\n\n and \n Credit Card Agreement (PDF)\n\n for additional important information.
\r\n","QuickLink":"/rates/visa/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967450^"},{"Title":"Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"3.00%","TitleForHome":"Windfall","TitleForRates":"Windfall® Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Windfall Checking \n ®1 | 2.96% | 3.00% |
1\n\n Paid on any day on balances up to and including $20,000, provided criteria outlined in the Member Services Disclosures are met. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, December 22, 2022.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"All Purpose","TitleForRates":"All Purpose Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Holiday Club","TitleForRates":"Holiday Club Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.60%","TitleForHome":"IRA","TitleForRates":"IRA Savings Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-will-i-need-to-save/","Link2Text":"Retirement Savings Calculator","Link2Target":null,"Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| IRA Savings Account*** | 1.00% | 1.00% |
*Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. \n
\n\n ***Maximum Individual IRA contribution is $6,500/year with an additional $1,000/year contribution allowed if 50 years or older.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Share Savings","TitleForRates":"Share Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967452^^4294967583^^4294967409^^4294967469^^4294967412^"},{"Title":"Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Transfer","TitleForRates":"Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Compounding","TitleForRates":"Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Jumbo Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Jumbo IRA Compounding","TitleForRates":"Jumbo Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 13 months2 | 4.314% | 4.40% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967420^^4294967421^^4294967422^^4294967423^"},{"Title":"Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Money Market","TitleForRates":"Money Market Account Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Money Market Accounts is paid on the entire balance in the account as of the close of business that day. Money Market Accounts do not earn a dividend any day the balance falls below $2,500 as of end of business that day. The minimum deposit or withdrawal is $250, unless done by allocation. Dividends are paid monthly. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967419^"},{"Title":"Business Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"0.15%","TitleForHome":"Business Checking","TitleForRates":"Business Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Business Checking Account \n 1 | 0.15% | 0.15% |
1\n\n Dividends are paid on any day when the balance in the account at the end of the day is $4,000.00 or more. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.20%","TitleForHome":"","TitleForRates":"Business Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967424^^4294967584^^4294967426^"},{"Title":"Business Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n \n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967428^^4294967429^^4294967430^^4294967431^"},{"Title":"Business Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Money Market Account Rates1 ","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Business Money Market Accounts is paid on the entire balance in the account as of close of business for that day. Business Money Market Accounts are subject to all the same terms and conditions as those described for Business Share Savings Accounts in the Business Account Agreement with the exception of the following terms: The minimum deposit or withdrawal is $250, unless done by allocation. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967427^"},{"Title":"Business Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Visa® Credit Card Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Type | APR* |
|---|---|
| Initial Annual Percentage Rate for Purchases | 5.99%\n\n for six months** |
| Variable Rate | 9.99% - 12.99% |
| Annual Percentage Rate for Advances other than Purchases | 17.99% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history. **This offer is only available for six months and will be charged a 5.99% APR on purchases until the last day of your sixth billing period after six months from the first billing period. After that date, the 5.99% APR will expire and the APR for all outstanding purchases will be the APR you are approved for on such date. All payments will be applied to balances with the highest APRs first. Your APR for all other advances will remain the same. Approval subject to credit qualifications and lending guidelines. \n
\n\n Please refer to the \n Business Credit Card Disclosures\n\n for additional important information.
\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Windfall Checking \n ®1 | 2.96% | 3.00% |
1\n\n Paid on any day on balances up to and including $20,000, provided criteria outlined in the Member Services Disclosures are met. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, December 22, 2022.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"All Purpose","TitleForRates":"All Purpose Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Holiday Club","TitleForRates":"Holiday Club Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.60%","TitleForHome":"IRA","TitleForRates":"IRA Savings Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-will-i-need-to-save/","Link2Text":"Retirement Savings Calculator","Link2Target":null,"Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| IRA Savings Account*** | 1.00% | 1.00% |
*Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. \n
\n\n ***Maximum Individual IRA contribution is $6,500/year with an additional $1,000/year contribution allowed if 50 years or older.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Share Savings","TitleForRates":"Share Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967452^^4294967583^^4294967409^^4294967469^^4294967412^"}]},{"Name":"Pennsylvania Rates","RatesList":[{"Title":"Vehicle Rates","RatesPageRateList":[{"IconSrc":"/uploadedImages/Rates/Auto/auto.png?n=4606","IconAlt":"Auto-Icon","Rate":"6.49%","TitleForHome":"Auto","TitleForRates":"Auto/Truck Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 6.49% |
| 48 months | 6.49% | |
| 60 months | 6.74% | |
| 75 months | 6.99% | |
| 84 months 1 | 7.49% | |
| 2017 - 2020 | up to 36 months | 6.99% |
| 48 months | 6.99% | |
| 60 months | 7.24% | |
| 75 months | 7.49% | |
| 84 months 2 | 7.99% | |
| 2013 - 2016 | up to 36 months | 8.49% |
| 48 months | 8.49% | |
| 60 months | 8.74% | |
| 75 months 3 | 8.99% | |
| 2012 & older | up to 36 months | 9.74% |
| 48 months | 9.74% | |
| 60 months | 10.24% |
*APR means Annual Percentage Rate. For any loan where the mileage is OVER 100,000 miles, .25% will be added to the APR. The term and rate offered to you will be determined by your credit history. \n1Term 76-84 months only available for loans $25,000 and over. \n2Term 76-84 months only available for loans $25,000 and over. 3Term 61-75 months only available for 2015 and 2016 model years only.
\r\n","QuickLink":"/rates/auto/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/rv.png?n=4952","IconAlt":"","Rate":"7.74%","TitleForHome":"Recreational ","TitleForRates":"Boat/Camper/Motor Home Loan Rates*","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR** as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.74% |
| 37-60 months | 7.74% | |
| 61-84 months | 8.49% | |
| 85-120 months1 | 8.74% | |
| 121-180 months2 | 9.49% | |
| 2017-2020 | up to 36 months | 8.24% |
| 37-60 months | 8.24% | |
| 61-84 months | 8.99% | |
| 85-120 months1 | 9.24% | |
| 121-180 months2 | 9.99% | |
| 2016 & older | up to 36 months | 9.24% |
| 37-60 months | 9.24% | |
| 61-84 months | 9.99% | |
| 85-120 months1 | 10.99% |
*For recreational purposes only. **APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 1Term 85-120 months only available for loans $25,000 and over.2Term 121-180 months only available for loans $30,000 and over.
\r\n","QuickLink":"/rates/recreational/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"8.99%","TitleForHome":"Misc. Collateral","TitleForRates":"Miscellaneous Collateral Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"(ATV, Jet Ski and Snowmobile)
\r\n| Term | APR* as low as |
|---|---|
| up to 36 months | 8.99% |
| 48 months | 8.99% |
| 60 months | 9.49% |
| 72 months** | 9.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over.
\r\n","QuickLink":"/rates/misc-collateral/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/motorcycle.png?n=1965","IconAlt":"","Rate":"7.24%","TitleForHome":"Motorcycles","TitleForRates":"Motorcycle Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.24% |
| 48 months | 7.24% | |
| 60 months | 7.49% | |
| 72 months | 7.74% | |
| 2017 - 2020 | up to 36 months | 7.49% |
| 48 months | 7.49% | |
| 60 months | 7.74% | |
| 2016 & older | up to 36 months | 10.74% |
| 48 months | 10.74% | |
| 60 months | 10.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/motorcycles/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967308^^4294967400^^4294967402^^4294967401^"},{"Title":"Personal Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/personal.png","IconAlt":"","Rate":"8.74%","TitleForHome":"Personal","TitleForRates":"Personal (Signature) Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 24 months | 8.74% |
| 25-36 months | 9.74% |
| 37-60 months | 10.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"12.24%","TitleForHome":"Personal LOC","TitleForRates":"Personal Line of Credit Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| Revolving Line of Credit | 12.24% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal-loc/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"3.74%","TitleForHome":"Share Secured","TitleForRates":"Share Secured Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* |
|---|---|
| up to 60 months | 3.74% |
| 120 months | 5.24% |
*APR means Annual Percentage Rate.
\r\n","QuickLink":"/rates/share-secured/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967313^^4294967403^^4294967404^"},{"Title":"Home Equity Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"","Rate":"5.39%","TitleForHome":"Home Equity","TitleForRates":"Fixed Rate Home Equity Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 60 months | 5.39% |
| 120 months | 5.89% |
| 180 months | 6.25% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history, lien position and loan to value. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity/","RatesEffectiveDate":""},{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"7.75%","TitleForHome":"Home Equity LOC","TitleForRates":"Equity Advantage Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Current APR* as low as 7.75% |
|---|
The APR on your loan could adjust between 4% and 18% |
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity-loc/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967309^^4294967310^"},{"Title":"Home Improvement Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"8.74%","TitleForHome":"Home Improvement","TitleForRates":"Unsecured Home Improvement Loan","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| 36 months | 8.74% |
| 60 months | 9.74% |
| 84 months | 10.74% |
| 120 months | 11.74% |
| 180 months | 12.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/Rates.aspx?id=4294967958","RatesEffectiveDate":""}],"RateContentIDList":"^4294967958^"},{"Title":"Mortgage Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/mortgages.png","IconAlt":"","Rate":"Rates","TitleForHome":"Mortgages","TitleForRates":"Mortgage Rates","ApplyLinkHref":"https://corningcu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow","ApplyLinkText":"Request \n a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/home-calculators/mortgage-payment/","Link2Text":"Mortgage Loan Calculator","Link2Target":null,"Description":"\r\n\r\n\r\n
\r\n
Discount points are also available on mortgage loans. We offer either 1 point or 2 points that can be purchased. Please call us at 800-677-8506 for details.
Financing is offered in FL, MD, NY, NC, PA, and SC1
*\n APR means Annual Percentage Rate.
\r\n1South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or \n email to schedule an appointment by phone to apply.
\r\n2Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or \n email us today.
\r\n\r\n
\r\n","QuickLink":"/rates/mortgage/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967312^"},{"Title":"Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Credit Card","TitleForRates":"Credit Card Rates","ApplyLinkHref":"https://app.loanspq.com/cc/CreditCard.aspx?lenderref=corningcu051716","ApplyLinkText":"Apply for a Credit Card Now","ApplyLinkTarget":null,"Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"
| Card Type | Annual Percentage Rate (APR) for Purchases |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards + | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Balance Transfers |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards+ | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Cash Advances |
|---|---|
Visa Traditional | 17.99% |
Visa Platinum Rewards | 17.99% |
Visa Signature Rewards+ | 17.99% |
The information about the costs of the card described in this application is accurate as of: April 1, 2023.
This information may have changed after that date. To find out what may have changed, contact the Credit Union at 800-677-8506.
\r\n
**The rate offered to you will be determined by your credit history. Approval subject to credit qualifications and lending guidelines.
\r\nPlease refer to the \n Credit Card Disclosures\n\n and \n Credit Card Agreement (PDF)\n\n for additional important information.
\r\n","QuickLink":"/rates/visa/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967450^"},{"Title":"Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"3.00%","TitleForHome":"Windfall","TitleForRates":"Windfall® Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Windfall Checking \n ®1 | 2.96% | 3.00% |
1\n\n Paid on any day on balances up to and including $20,000, provided criteria outlined in the Member Services Disclosures are met. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, December 22, 2022.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"All Purpose","TitleForRates":"All Purpose Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Holiday Club","TitleForRates":"Holiday Club Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.60%","TitleForHome":"IRA","TitleForRates":"IRA Savings Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-will-i-need-to-save/","Link2Text":"Retirement Savings Calculator","Link2Target":null,"Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| IRA Savings Account*** | 1.00% | 1.00% |
*Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. \n
\n\n ***Maximum Individual IRA contribution is $6,500/year with an additional $1,000/year contribution allowed if 50 years or older.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Share Savings","TitleForRates":"Share Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967452^^4294967583^^4294967409^^4294967469^^4294967412^"},{"Title":"Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Transfer","TitleForRates":"Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Compounding","TitleForRates":"Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Jumbo Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Jumbo IRA Compounding","TitleForRates":"Jumbo Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 13 months2 | 4.314% | 4.40% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967420^^4294967421^^4294967422^^4294967423^"},{"Title":"Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Money Market","TitleForRates":"Money Market Account Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Money Market Accounts is paid on the entire balance in the account as of the close of business that day. Money Market Accounts do not earn a dividend any day the balance falls below $2,500 as of end of business that day. The minimum deposit or withdrawal is $250, unless done by allocation. Dividends are paid monthly. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967419^"},{"Title":"Business Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"0.15%","TitleForHome":"Business Checking","TitleForRates":"Business Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Business Checking Account \n 1 | 0.15% | 0.15% |
1\n\n Dividends are paid on any day when the balance in the account at the end of the day is $4,000.00 or more. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.20%","TitleForHome":"","TitleForRates":"Business Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967424^^4294967584^^4294967426^"},{"Title":"Business Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n \n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967428^^4294967429^^4294967430^^4294967431^"},{"Title":"Business Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Money Market Account Rates1 ","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Business Money Market Accounts is paid on the entire balance in the account as of close of business for that day. Business Money Market Accounts are subject to all the same terms and conditions as those described for Business Share Savings Accounts in the Business Account Agreement with the exception of the following terms: The minimum deposit or withdrawal is $250, unless done by allocation. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967427^"},{"Title":"Business Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Visa® Credit Card Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Type | APR* |
|---|---|
| Initial Annual Percentage Rate for Purchases | 5.99%\n\n for six months** |
| Variable Rate | 9.99% - 12.99% |
| Annual Percentage Rate for Advances other than Purchases | 17.99% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history. **This offer is only available for six months and will be charged a 5.99% APR on purchases until the last day of your sixth billing period after six months from the first billing period. After that date, the 5.99% APR will expire and the APR for all outstanding purchases will be the APR you are approved for on such date. All payments will be applied to balances with the highest APRs first. Your APR for all other advances will remain the same. Approval subject to credit qualifications and lending guidelines. \n
\n\n Please refer to the \n Business Credit Card Disclosures\n\n for additional important information.
| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 6.49% |
| 48 months | 6.49% | |
| 60 months | 6.74% | |
| 75 months | 6.99% | |
| 84 months 1 | 7.49% | |
| 2017 - 2020 | up to 36 months | 6.99% |
| 48 months | 6.99% | |
| 60 months | 7.24% | |
| 75 months | 7.49% | |
| 84 months 2 | 7.99% | |
| 2013 - 2016 | up to 36 months | 8.49% |
| 48 months | 8.49% | |
| 60 months | 8.74% | |
| 75 months 3 | 8.99% | |
| 2012 & older | up to 36 months | 9.74% |
| 48 months | 9.74% | |
| 60 months | 10.24% |
*APR means Annual Percentage Rate. For any loan where the mileage is OVER 100,000 miles, .25% will be added to the APR. The term and rate offered to you will be determined by your credit history. \n1Term 76-84 months only available for loans $25,000 and over. \n2Term 76-84 months only available for loans $25,000 and over. 3Term 61-75 months only available for 2015 and 2016 model years only.
\r\n","QuickLink":"/rates/auto/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/rv.png?n=4952","IconAlt":"","Rate":"7.74%","TitleForHome":"Recreational ","TitleForRates":"Boat/Camper/Motor Home Loan Rates*","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR** as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.74% |
| 37-60 months | 7.74% | |
| 61-84 months | 8.49% | |
| 85-120 months1 | 8.74% | |
| 121-180 months2 | 9.49% | |
| 2017-2020 | up to 36 months | 8.24% |
| 37-60 months | 8.24% | |
| 61-84 months | 8.99% | |
| 85-120 months1 | 9.24% | |
| 121-180 months2 | 9.99% | |
| 2016 & older | up to 36 months | 9.24% |
| 37-60 months | 9.24% | |
| 61-84 months | 9.99% | |
| 85-120 months1 | 10.99% |
*For recreational purposes only. **APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 1Term 85-120 months only available for loans $25,000 and over.2Term 121-180 months only available for loans $30,000 and over.
\r\n","QuickLink":"/rates/recreational/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"8.99%","TitleForHome":"Misc. Collateral","TitleForRates":"Miscellaneous Collateral Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"(ATV, Jet Ski and Snowmobile)
\r\n| Term | APR* as low as |
|---|---|
| up to 36 months | 8.99% |
| 48 months | 8.99% |
| 60 months | 9.49% |
| 72 months** | 9.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over.
\r\n","QuickLink":"/rates/misc-collateral/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/motorcycle.png?n=1965","IconAlt":"","Rate":"7.24%","TitleForHome":"Motorcycles","TitleForRates":"Motorcycle Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.24% |
| 48 months | 7.24% | |
| 60 months | 7.49% | |
| 72 months | 7.74% | |
| 2017 - 2020 | up to 36 months | 7.49% |
| 48 months | 7.49% | |
| 60 months | 7.74% | |
| 2016 & older | up to 36 months | 10.74% |
| 48 months | 10.74% | |
| 60 months | 10.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/motorcycles/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967308^^4294967400^^4294967402^^4294967401^"},{"Title":"Personal Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/personal.png","IconAlt":"","Rate":"8.74%","TitleForHome":"Personal","TitleForRates":"Personal (Signature) Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 24 months | 8.74% |
| 25-36 months | 9.74% |
| 37-60 months | 10.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"12.24%","TitleForHome":"Personal LOC","TitleForRates":"Personal Line of Credit Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| Revolving Line of Credit | 12.24% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal-loc/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"3.74%","TitleForHome":"Share Secured","TitleForRates":"Share Secured Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* |
|---|---|
| up to 60 months | 3.74% |
| 120 months | 5.24% |
*APR means Annual Percentage Rate.
\r\n","QuickLink":"/rates/share-secured/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967313^^4294967403^^4294967404^"},{"Title":"Home Equity Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"","Rate":"5.39%","TitleForHome":"Home Equity","TitleForRates":"Fixed Rate Home Equity Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 60 months | 5.39% |
| 120 months | 5.89% |
| 180 months | 6.25% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history, lien position and loan to value. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity/","RatesEffectiveDate":""},{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"7.75%","TitleForHome":"Home Equity LOC","TitleForRates":"Equity Advantage Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Current APR* as low as 7.75% |
|---|
The APR on your loan could adjust between 4% and 18% |
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity-loc/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967309^^4294967310^"},{"Title":"Home Improvement Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"8.74%","TitleForHome":"Home Improvement","TitleForRates":"Unsecured Home Improvement Loan","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| 36 months | 8.74% |
| 60 months | 9.74% |
| 84 months | 10.74% |
| 120 months | 11.74% |
| 180 months | 12.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/Rates.aspx?id=4294967958","RatesEffectiveDate":""}],"RateContentIDList":"^4294967958^"},{"Title":"Mortgage Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/mortgages.png","IconAlt":"","Rate":"Rates","TitleForHome":"Mortgages","TitleForRates":"Mortgage Rates","ApplyLinkHref":"https://corningcu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow","ApplyLinkText":"Request \n a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/home-calculators/mortgage-payment/","Link2Text":"Mortgage Loan Calculator","Link2Target":null,"Description":"\r\n\r\n\r\n
\r\n
Discount points are also available on mortgage loans. We offer either 1 point or 2 points that can be purchased. Please call us at 800-677-8506 for details.
Financing is offered in FL, MD, NY, NC, PA, and SC1
*\n APR means Annual Percentage Rate.
\r\n1South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or \n email to schedule an appointment by phone to apply.
\r\n2Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or \n email us today.
\r\n\r\n
\r\n","QuickLink":"/rates/mortgage/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967312^"},{"Title":"Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Credit Card","TitleForRates":"Credit Card Rates","ApplyLinkHref":"https://app.loanspq.com/cc/CreditCard.aspx?lenderref=corningcu051716","ApplyLinkText":"Apply for a Credit Card Now","ApplyLinkTarget":null,"Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"
| Card Type | Annual Percentage Rate (APR) for Purchases |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards + | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Balance Transfers |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards+ | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Cash Advances |
|---|---|
Visa Traditional | 17.99% |
Visa Platinum Rewards | 17.99% |
Visa Signature Rewards+ | 17.99% |
The information about the costs of the card described in this application is accurate as of: April 1, 2023.
This information may have changed after that date. To find out what may have changed, contact the Credit Union at 800-677-8506.
\r\n
**The rate offered to you will be determined by your credit history. Approval subject to credit qualifications and lending guidelines.
\r\nPlease refer to the \n Credit Card Disclosures\n\n and \n Credit Card Agreement (PDF)\n\n for additional important information.
\r\n","QuickLink":"/rates/visa/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967450^"},{"Title":"Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Vivifi Checking® Rates","TitleForRates":"Vivifi Checking® Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Tier | Dividend Rate* | APY** |
|---|---|---|
| Level 1 | 1.00% | 1.00% |
| Level 2 | 2.96% | 3.00% |
| Level 3 | 3.93% | 4.00% |
\nPaid on any day on balances up to $10,000 for Level 1, up to $15,000 for Level 2, or up to $20,000 for Level 3 provided qualification criteria are met. Available to members in South Carolina only.
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, January 26, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"All Purpose","TitleForRates":"All Purpose Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Holiday Club","TitleForRates":"Holiday Club Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.60%","TitleForHome":"IRA","TitleForRates":"IRA Savings Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-will-i-need-to-save/","Link2Text":"Retirement Savings Calculator","Link2Target":null,"Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| IRA Savings Account*** | 1.00% | 1.00% |
*Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. \n
\n\n ***Maximum Individual IRA contribution is $6,500/year with an additional $1,000/year contribution allowed if 50 years or older.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Share Savings","TitleForRates":"Share Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294968245^^4294967583^^4294967409^^4294967469^^4294967412^"},{"Title":"Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Transfer","TitleForRates":"Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Compounding","TitleForRates":"Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Jumbo Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Jumbo IRA Compounding","TitleForRates":"Jumbo Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 13 months2 | 4.314% | 4.40% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967420^^4294967421^^4294967422^^4294967423^"},{"Title":"Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Money Market","TitleForRates":"Money Market Account Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Money Market Accounts is paid on the entire balance in the account as of the close of business that day. Money Market Accounts do not earn a dividend any day the balance falls below $2,500 as of end of business that day. The minimum deposit or withdrawal is $250, unless done by allocation. Dividends are paid monthly. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967419^"},{"Title":"Business Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"0.15%","TitleForHome":"Business Checking","TitleForRates":"Business Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Business Checking Account \n 1 | 0.15% | 0.15% |
1\n\n Dividends are paid on any day when the balance in the account at the end of the day is $4,000.00 or more. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.20%","TitleForHome":"","TitleForRates":"Business Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967424^^4294967584^^4294967426^"},{"Title":"Business Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n \n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967428^^4294967429^^4294967430^^4294967431^"},{"Title":"Business Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Money Market Account Rates1 ","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Business Money Market Accounts is paid on the entire balance in the account as of close of business for that day. Business Money Market Accounts are subject to all the same terms and conditions as those described for Business Share Savings Accounts in the Business Account Agreement with the exception of the following terms: The minimum deposit or withdrawal is $250, unless done by allocation. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967427^"},{"Title":"Business Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Visa® Credit Card Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Type | APR* |
|---|---|
| Initial Annual Percentage Rate for Purchases | 5.99%\n\n for six months** |
| Variable Rate | 9.99% - 12.99% |
| Annual Percentage Rate for Advances other than Purchases | 17.99% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history. **This offer is only available for six months and will be charged a 5.99% APR on purchases until the last day of your sixth billing period after six months from the first billing period. After that date, the 5.99% APR will expire and the APR for all outstanding purchases will be the APR you are approved for on such date. All payments will be applied to balances with the highest APRs first. Your APR for all other advances will remain the same. Approval subject to credit qualifications and lending guidelines. \n
\n\n Please refer to the \n Business Credit Card Disclosures\n\n for additional important information.
| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 6.49% |
| 48 months | 6.49% | |
| 60 months | 6.74% | |
| 75 months | 6.99% | |
| 84 months 1 | 7.49% | |
| 2017 - 2020 | up to 36 months | 6.99% |
| 48 months | 6.99% | |
| 60 months | 7.24% | |
| 75 months | 7.49% | |
| 84 months 2 | 7.99% | |
| 2013 - 2016 | up to 36 months | 8.49% |
| 48 months | 8.49% | |
| 60 months | 8.74% | |
| 75 months 3 | 8.99% | |
| 2012 & older | up to 36 months | 9.74% |
| 48 months | 9.74% | |
| 60 months | 10.24% |
*APR means Annual Percentage Rate. For any loan where the mileage is OVER 100,000 miles, .25% will be added to the APR. The term and rate offered to you will be determined by your credit history. \n1Term 76-84 months only available for loans $25,000 and over. \n2Term 76-84 months only available for loans $25,000 and over. 3Term 61-75 months only available for 2015 and 2016 model years only.
\r\n","QuickLink":"/rates/auto/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/rv.png?n=4952","IconAlt":"","Rate":"7.74%","TitleForHome":"Recreational ","TitleForRates":"Boat/Camper/Motor Home Loan Rates*","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR** as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.74% |
| 37-60 months | 7.74% | |
| 61-84 months | 8.49% | |
| 85-120 months1 | 8.74% | |
| 121-180 months2 | 9.49% | |
| 2017-2020 | up to 36 months | 8.24% |
| 37-60 months | 8.24% | |
| 61-84 months | 8.99% | |
| 85-120 months1 | 9.24% | |
| 121-180 months2 | 9.99% | |
| 2016 & older | up to 36 months | 9.24% |
| 37-60 months | 9.24% | |
| 61-84 months | 9.99% | |
| 85-120 months1 | 10.99% |
*For recreational purposes only. **APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. 1Term 85-120 months only available for loans $25,000 and over.2Term 121-180 months only available for loans $30,000 and over.
\r\n","QuickLink":"/rates/recreational/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"8.99%","TitleForHome":"Misc. Collateral","TitleForRates":"Miscellaneous Collateral Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"(ATV, Jet Ski and Snowmobile)
\r\n| Term | APR* as low as |
|---|---|
| up to 36 months | 8.99% |
| 48 months | 8.99% |
| 60 months | 9.49% |
| 72 months** | 9.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history. **Term 61-72 months only available for loans $15,000 and over.
\r\n","QuickLink":"/rates/misc-collateral/","RatesEffectiveDate":""},{"IconSrc":"/uploadedImages/Rates/Auto/motorcycle.png?n=1965","IconAlt":"","Rate":"7.24%","TitleForHome":"Motorcycles","TitleForRates":"Motorcycle Loan Rates","ApplyLinkHref":"https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Model Year | Term | APR* as low as |
|---|---|---|
| 2021 & newer | up to 36 months | 7.24% |
| 48 months | 7.24% | |
| 60 months | 7.49% | |
| 72 months | 7.74% | |
| 2017 - 2020 | up to 36 months | 7.49% |
| 48 months | 7.49% | |
| 60 months | 7.74% | |
| 2016 & older | up to 36 months | 10.74% |
| 48 months | 10.74% | |
| 60 months | 10.99% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/motorcycles/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967308^^4294967400^^4294967402^^4294967401^"},{"Title":"Personal Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/personal.png","IconAlt":"","Rate":"8.74%","TitleForHome":"Personal","TitleForRates":"Personal (Signature) Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 24 months | 8.74% |
| 25-36 months | 9.74% |
| 37-60 months | 10.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"12.24%","TitleForHome":"Personal LOC","TitleForRates":"Personal Line of Credit Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| Revolving Line of Credit | 12.24% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/rates/personal-loc/","RatesEffectiveDate":""},{"IconSrc":"","IconAlt":"","Rate":"3.74%","TitleForHome":"Share Secured","TitleForRates":"Share Secured Loan Rates","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* |
|---|---|
| up to 60 months | 3.74% |
| 120 months | 5.24% |
*APR means Annual Percentage Rate.
\r\n","QuickLink":"/rates/share-secured/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967313^^4294967403^^4294967404^"},{"Title":"Home Equity Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"","Rate":"5.39%","TitleForHome":"Home Equity","TitleForRates":"Fixed Rate Home Equity Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| up to 60 months | 5.39% |
| 120 months | 5.89% |
| 180 months | 6.25% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history, lien position and loan to value. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity/","RatesEffectiveDate":""},{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"7.75%","TitleForHome":"Home Equity LOC","TitleForRates":"Equity Advantage Line of Credit","ApplyLinkHref":"https://app.loanspq.com/he/HomeEquityLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Current APR* as low as 7.75% |
|---|
The APR on your loan could adjust between 4% and 18% |
*APR means Annual Percentage Rate. This is a variable rate loan. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states. Closing costs are waived unless the loan is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800.
\r\n","QuickLink":"/rates/home-equity-loc/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967309^^4294967310^"},{"Title":"Home Improvement Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/homeEquity.png","IconAlt":"A house","Rate":"8.74%","TitleForHome":"Home Improvement","TitleForRates":"Unsecured Home Improvement Loan","ApplyLinkHref":"https://app.loanspq.com/pl/PersonalLoan.aspx?lenderref=corningcu051716","ApplyLinkText":"Request a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/credit-calculators/loan-payments/","Link2Text":"Loan Payment Calculator","Link2Target":null,"Description":"| Term | APR* as low as |
|---|---|
| 36 months | 8.74% |
| 60 months | 9.74% |
| 84 months | 10.74% |
| 120 months | 11.74% |
| 180 months | 12.74% |
*APR means Annual Percentage Rate. The term and rate offered to you will be determined by your credit history.
\r\n","QuickLink":"/Rates.aspx?id=4294967958","RatesEffectiveDate":""}],"RateContentIDList":"^4294967958^"},{"Title":"Mortgage Loan Rates","RatesPageRateList":[{"IconSrc":"/images/contentImages/mortgages.png","IconAlt":"","Rate":"Rates","TitleForHome":"Mortgages","TitleForRates":"Mortgage Rates","ApplyLinkHref":"https://corningcu.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow","ApplyLinkText":"Request \n a Loan Now","ApplyLinkTarget":null,"Link2Href":"/ccu-resources/calculators-and-tools/home-calculators/mortgage-payment/","Link2Text":"Mortgage Loan Calculator","Link2Target":null,"Description":"\r\n\r\n\r\n
\r\n
Discount points are also available on mortgage loans. We offer either 1 point or 2 points that can be purchased. Please call us at 800-677-8506 for details.
Financing is offered in FL, MD, NY, NC, PA, and SC1
*\n APR means Annual Percentage Rate.
\r\n1South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or \n email to schedule an appointment by phone to apply.
\r\n2Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or \n email us today.
\r\n\r\n
\r\n","QuickLink":"/rates/mortgage/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967312^"},{"Title":"Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Credit Card","TitleForRates":"Credit Card Rates","ApplyLinkHref":"https://app.loanspq.com/cc/CreditCard.aspx?lenderref=corningcu051716","ApplyLinkText":"Apply for a Credit Card Now","ApplyLinkTarget":null,"Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"
| Card Type | Annual Percentage Rate (APR) for Purchases |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards + | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Balance Transfers |
|---|---|
Visa Traditional | 14.24% to 17.24%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Platinum Rewards | 17.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
Visa Signature Rewards+ | 16.24% to 18.00%, when you open your account, based on your creditworthiness.\n
**This APR will vary with the market based on the Prime Rate. |
\r\n
| Card Type | APR for Cash Advances |
|---|---|
Visa Traditional | 17.99% |
Visa Platinum Rewards | 17.99% |
Visa Signature Rewards+ | 17.99% |
The information about the costs of the card described in this application is accurate as of: April 1, 2023.
This information may have changed after that date. To find out what may have changed, contact the Credit Union at 800-677-8506.
\r\n
**The rate offered to you will be determined by your credit history. Approval subject to credit qualifications and lending guidelines.
\r\nPlease refer to the \n Credit Card Disclosures\n\n and \n Credit Card Agreement (PDF)\n\n for additional important information.
\r\n","QuickLink":"/rates/visa/","RatesEffectiveDate":""}],"RateContentIDList":"^4294967450^"},{"Title":"Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"3.00%","TitleForHome":"Windfall","TitleForRates":"Windfall® Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Windfall Checking \n ®1 | 2.96% | 3.00% |
1\n\n Paid on any day on balances up to and including $20,000, provided criteria outlined in the Member Services Disclosures are met. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, December 22, 2022.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"All Purpose","TitleForRates":"All Purpose Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Holiday Club","TitleForRates":"Holiday Club Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.60%","TitleForHome":"IRA","TitleForRates":"IRA Savings Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-will-i-need-to-save/","Link2Text":"Retirement Savings Calculator","Link2Target":null,"Description":"\r\n
| Account Type | Dividend Rate* | APY** |
|---|---|---|
| IRA Savings Account*** | 1.00% | 1.00% |
*Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. \n
\n\n ***Maximum Individual IRA contribution is $6,500/year with an additional $1,000/year contribution allowed if 50 years or older.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Share Savings","TitleForRates":"Share Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Share Savings, All Purpose and Holiday Club Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967452^^4294967583^^4294967409^^4294967469^^4294967412^"},{"Title":"Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Transfer","TitleForRates":"Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"IRA Compounding","TitleForRates":"Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Jumbo Share and IRA Transfer Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Jumbo IRA Compounding","TitleForRates":"Jumbo Share and IRA Compounding Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 13 months2 | 4.314% | 4.40% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share or IRA and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967420^^4294967421^^4294967422^^4294967423^"},{"Title":"Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"Money Market","TitleForRates":"Money Market Account Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Money Market Accounts is paid on the entire balance in the account as of the close of business that day. Money Market Accounts do not earn a dividend any day the balance falls below $2,500 as of end of business that day. The minimum deposit or withdrawal is $250, unless done by allocation. Dividends are paid monthly. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967419^"},{"Title":"Business Checking & Savings Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"0.15%","TitleForHome":"Business Checking","TitleForRates":"Business Checking Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Type | Dividend Rate* | APY** |
|---|---|---|
| Business Checking Account \n 1 | 0.15% | 0.15% |
1\n\n Dividends are paid on any day when the balance in the account at the end of the day is $4,000.00 or more. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"0.20%","TitleForHome":"","TitleForRates":"Business Savings Rates1","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $0 to $2,499 | 0.50% | 0.50% |
| $2,500 to $9,999 | 0.60% | 0.60% |
| $10,000 to $24,999 | 0.75% | 0.75% |
| $25,000 and over | 1.00% | 1.00% |
1\n\n The dividend rate on the Business Share Savings and Business All Purpose Account is paid on the entire balance in the account as of close of business that day. The dividend rate that is earned is the rate associated with the tier the balance falls in at the end of business that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967424^^4294967584^^4294967426^"},{"Title":"Business Certificate Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.00% | 2.00% |
| 6 months | 2.50% | 2.50% |
| 12 months\n | 3.00% | 3.00% |
| 18 months | 3.50% | 3.50% |
| 24 months | 3.75% | 3.75% |
| 36 months | 3.25% | 3.25% |
| 48 months | 3.00% | 3.00% |
| 60 months | 3.00% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$1,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 1.98% | 2.00% |
| 6 months | 2.47% | 2.50% |
| 12 months\n | 2.96% | 3.00% |
| 13 months2 | 4.122% | 4.20% |
| 18 months | 3.45% | 3.50% |
| 24 months | 3.69% | 3.75% |
| 36 months | 3.20% | 3.25% |
| 48 months | 2.96% | 3.00% |
| 60 months | 2.96% | 3.00% |
1Early withdrawal penalties on certificates may apply. \n
2APY is accurate as of 2/3/2023, and is subject to change. Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal. Offer for a limited time only.
\n \n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Transfer Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.20% | 2.20% |
| 6 months | 2.70% | 2.70% |
| 12 months\n | 3.20% | 3.20% |
| 18 months | 3.70% | 3.70% |
| 24 months | 3.95% | 3.95% |
| 36 months | 3.45% | 3.45% |
| 48 months | 3.20% | 3.20% |
| 60 months | 3.20% | 3.20% |
1Early withdrawal penalties on certificates may apply. \n
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"},{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Jumbo Compounding Share Certificate Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"/ccu-resources/calculators-and-tools/retirement-savings-calculators/how-much-at-maturity/","Link2Text":"Certificate Calculator","Link2Target":null,"Description":"$100,000 Minimum Deposit and Maintained Balance
\r\n| Certificate Term1 | Dividend Rate* | APY** |
|---|---|---|
| 3 months | 2.18% | 2.20% |
| 6 months | 2.67% | 2.70% |
| 12 months\n | 3.16% | 3.20% |
| 18 months | 3.64% | 3.70% |
| 24 months | 3.88% | 3.95% |
| 36 months | 3.40% | 3.45% |
| 48 months | 3.16% | 3.20% |
| 60 months | 3.16% | 3.20% |
1Early withdrawal penalties on certificates may apply.
\n\n *Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield. The APY for Compounding Certificates assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. APY for Transfer Certificates will be calculated based on the assumption that you will not elect to have your dividends transferred each month to another share and that dividends will not compound during the term of the Certificate Account. For Transfer certificates dividends cannot remain on account and monthly payout of dividends is mandatory. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Rates are effective as of 5:00 p.m. (ET) Thursday, February 23, 2023.
"}],"RateContentIDList":"^4294967428^^4294967429^^4294967430^^4294967431^"},{"Title":"Business Money Market Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Money Market Account Rates1 ","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"\r\n
| Account Balance | Dividend Rate* | APY** |
|---|---|---|
| $2,500 to $24,999 | 1.10% | 1.10% |
| $25,000 to $99,999 | 1.34% | 1.35% |
| $100,000 to $249,999 | 1.59% | 1.60% |
| $250,000 to $499,999 | 1.88% | 1.90% |
| $500,000 and over | 2.18% | 2.20% |
1\n\n The dividend rate on Business Money Market Accounts is paid on the entire balance in the account as of close of business for that day. Business Money Market Accounts are subject to all the same terms and conditions as those described for Business Share Savings Accounts in the Business Account Agreement with the exception of the following terms: The minimum deposit or withdrawal is $250, unless done by allocation. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. \n
\n\n *Deposit Accounts are variable rate accounts. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. \n Fees\n\n could reduce earnings on accounts. \n
\n\n **APY = Annual Percentage Yield.
Rates are effective as of 5:00 p.m. (ET) Thursday, April 6, 2023.
"}],"RateContentIDList":"^4294967427^"},{"Title":"Business Credit Card Rates","RatesPageRateList":[{"IconSrc":"","IconAlt":"","Rate":"","TitleForHome":"","TitleForRates":"Business Visa® Credit Card Rates","ApplyLinkHref":"","ApplyLinkText":"","ApplyLinkTarget":"_self","Link2Href":"","Link2Text":"","Link2Target":"_self","Description":"| Type | APR* |
|---|---|
| Initial Annual Percentage Rate for Purchases | 5.99%\n\n for six months** |
| Variable Rate | 9.99% - 12.99% |
| Annual Percentage Rate for Advances other than Purchases | 17.99% |
*APR means Annual Percentage Rate. The rate offered to you will be determined by your credit history. **This offer is only available for six months and will be charged a 5.99% APR on purchases until the last day of your sixth billing period after six months from the first billing period. After that date, the 5.99% APR will expire and the APR for all outstanding purchases will be the APR you are approved for on such date. All payments will be applied to balances with the highest APRs first. Your APR for all other advances will remain the same. Approval subject to credit qualifications and lending guidelines. \n
\n\n Please refer to the \n Business Credit Card Disclosures\n\n for additional important information.