Approval for financing is subject to lending guidelines and credit qualifications. The rate you receive is determined by your credit history. 1-Points are not earned for cash advances, traveler’s check purchases and balance transfers, unauthorized charges, finance charges, or fees (such as a late fee or ATM fee).2-Must spend $3,000 within the first 3 months of opening or converting to a Visa Signature® Rewards+ credit card, Visa® Platinum Rewards credit card, or CCU Visa® Traditional credit card to qualify for offer. If spending limit is reached, Visa Signature Rewards+, Visa Platinum Rewards credit card holders receive an extra 5,000 points. If spending limit is reached for CCU Visa Traditional, card holders will receive a $50 statement credit. Bonus points and statement credit will be posted the month after your first three months of opening the new Visa credit card if specified spending limit is reached. Offer available for a limited time only. This list is subject to change. 3-Annual Fees Apply to Visa® Business cards that opt for rewards. For specific restrictions, limitations and other details, please consult your issuer. Please refer to the Credit Card Disclosures and Credit Card Agreement (PDF) for additional important information. Restrictions may apply. Ask for details. 4-Certain terms, conditions and exclusions apply. 5-Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf. 6-Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. Please refer to the Credit Card Disclosures and Credit Card Agreement (PDF) for additional important information. Restrictions may apply. Ask for details.