Corning Credit Union

Home Buyers Guide

Options for Everyone

Whether you are buying your first home, relocating, refinancing, or building your dream home, we are here to guide you ­— every step of the way!

Our Mortgage Options

  • Conventional (FL, MD1, NC, NY, PA)
  • Condo/Townhouse (FL, MD1, NC, NY, PA)
  • Construction (MD1, NC, NY, PA)
  • Lot Loans2 (NC) - If you are interested in learning more, call or email us today.
  • Low Down Payment Option - Starting at just 3%3 of the purchase price for qualified buyers. If you are interested in learning more about our low down payment option, call or email us today.
  • Renovation (MD1, NC, NY, PA)
  • VA (eligible active-duty service members and veterans in NC, NY, PA) - If you are interested in learning more, call or email us today.

Get Started

We can get your mortgage approved in minutes rather than days or weeks! We also offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Start Application

 

Get a Rate that Fits Your Budget

Today's Featured Rates

Determine What You Can Afford - Use our easy rate quote tool to get a quick, accurate, and personalized rate quote.

Rate Watch - Let us track interest rates so that you don't have to!

 

Before You Buy, Do Your Homework

1Maryland residents, please give us a call or email to schedule an appointment by phone to apply.

2Maximum of 5 acres and maximum loan amount of $125,000. Property insurance is required. With a down payment of 20% or greater, escrow for taxes and insurance and PMI is not required. You should consult a tax advisor for information regarding the deductibility of interest and charges. Some restrictions apply.

3Membership eligibility required. Corning Credit Union is an Equal Housing Lender. **Approval for financing is subject to lending guidelines and credit qualifications. You should consult a tax advisor for information regarding the deductibility of interest and charges. Property insurance is required. An example of a monthly principal, interest, and private mortgage insurance payment for a 3% low down payment fixed-rate mortgage on $97,000.00 at 5.588% annual percentage rate for 360 months would be approximately $585.39. This payment does not include property taxes and homeowner/flood insurance. The interest rate for the 3% low down payment mortgage product is .5% higher than a conventional 5% down payment mortgage. Private mortgage insurance and escrow for taxes and insurance are required with a down payment of less than 20%. Some restrictions apply based on the product you choose.