Corning Credit Union

Embedded Chip Cards

EMV Cards


CCU Embedded Chip (EMV) Cards

Our embedded chip cards are here! Corning Credit Union is now providing EMV cards to give you added protection. Members can expect to receive new EMV cards in the mail a month before their current cards expiration date. All new cards issued as a result of their natural expiration date will contain the same card number as the current card being used. If a new card is requested before the expiration date, it will be given a new card number.

A few important things to remember:

  • Your card number will be changing and your new card will replace your old card.
  • Your expiration date and 3-digit code (CVV) on the back of your card will be changing.
  • Remember to update any automatic payments that are tied to your card.

If you travel internationally and you have not yet received your new EMV card, please give us a call and we can help you receive a new card prior to your current cards expiration date.

What are Embedded Chip Cards (EMV Cards)?

Embedded chip (or EMV) cards have a chip built into the card to provide an additional layer of security when used at a chip-enabled card reader. A chip transaction requires the chip to produce a single-use code to validate the transaction which can help protect cards from unauthorized use. These cards are also more widely accepted overseas, which can make international travel easier.

How Does EMV Work?

EMV cards are very similar to the cards you currently have in your wallet. The only difference is the addition of the embedded chip. To use an EMV card, just follow these steps:

How EMV cards work

If a U.S. merchant hasn’t switched to a new chip card reader, don’t worry. Your card will still have the magnetic stripe for use at traditional card readers. Online and phone orders can also still be placed the same way you do today.

How Can My Small Business Accept EMV Cards?

If you currently have a CCU business account and offer card payments to your customers, we will contact you in the near future to discuss your options for switching to chip-enabled card terminals. In the meantime, please contact us if you have specific questions.

For more information about EMV and what it means for your business, visit: