Corning Credit Union

Home Equity Loans

Home Equity Loans

Looking for a way to make your goals and dreams come true? Look no further than the equity in your home.

Use Your Home Equity Loan to:

  • Consolidate existing loans.
  • Make home improvements.
  • Purchase new appliances.
  • Pay for college education.
  • Take your dream vacation.

Begin Your Application Process

Enjoy the benefit that the equity in your home allows. We make it quick and easy to request a loan.

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Options Suited to Your Borrowing Needs

Fixed Rate Home Equity Loan

  • Loan for a specific amount and term.
  • Fixed rate with a fixed payment amount.
  • Terms available up to 15 years.
  • Useful for one-time purchases or events, such as consolidating bills, home renovation, vacation or buying a boat.
  • Interest may be tax deductible.1
  • You may be able to borrow up to 90% of your equity in your home.

Equity Advantage Line of Credit

  • Adjustable rate loan2.
  • Apply once and receive a pre-approved credit limit.
  • Borrow what you need, when you need it.
  • Take an advance any time using eBranch, D.A.D.®, or your Equity Advantage checks.
  • Useful for ongoing expenses, such as home improvement projects or college education.
  • Interest may be tax deductible.1
  • You may be able to borrow up to 90% of your equity in your home.

*CCU offers Home Equity Loans for properties in AZ, CA, CO, CT, DE, FL, IL, KY, MD, MA, MI, MO, NJ, NY, NC, OH, PA, TN, VA, WV, and WI.

1Consult your tax advisor regarding deductibility of interest paid.
2 The interest rate on the Equity Advantage Line of Credit is an adjustable rate based on the prime rate in effect on the first day of each month and is adjusted on the last day of the month.